Grants and Loans for Farmers

Skip down to see listings in the following categories: 

GRANTS       LOANS        OTHER


GRANTS:

Barnraiser (online fundraising) 
Agency: Barnraiser
Type: Grant
Source: Crowdfunding
Website: https://www.barnraiser.us/
Description: Raise funds for food and farming-related projects by attracting online donations.
Amount: Any amount
Matching requirement: None
Special requirements:
Application period: Anytime
Contact: https://www.barnraiser.us/contact_us

Kickstarter (online fundraising)
Agency: Kickstarter
Type: Grant
Source: Crowdfunding
Website: https://www.kickstarter.com/ 
Description: Raise funds for any project by attracting online donations.
Amount: Any amount
Matching requirement: None
Special requirements:
Application period: Anytime
Contact: 

Kiva Zip Loans
Agency: Kiva
Type: Loan
Source: Crowdfunding
Website: https://borrow.kiva.org/borrow 
Description: Raise funds for a 0% interest loan by attracting online lenders.
Amount: $25 - $10,000
Matching requirement: None
Special requirements:
Application period: Anytime
Contact: Kiva Headquarters at 828-479-5482 or https://www.kiva.org/help?contactus=1

Connservation Innovation Grants
Agency: USDA NRCS
Type: Grant
Source: Federal
Website: http://www.nrcs.usda.gov/wps/portal/nrcs/main/national/programs/financial/cig/
Description: The Conservation Innovation Grants are aimed to help encourage the development and implementation of innovative conservation practices on agricultural land. About 10% of the funding for these grants is designated towards historically under-served and veteran farmers.
Amount:
Matching requirement: 50% or more of total cost of the project.
Special requirements: Must be eligible for Environmental Quality Incentive Program (EQIP).
Application period: Ongoing
Contact: NRCS Service Center Office in Waverly at 607-565-3454 or NRCS Horseheads Program Delivery Point at 607-739-2009

Farm to School Grant Program
Agency: USDA FSA
Type: Grant
Source: Federal
Website: http://www.fns.usda.gov/farmtoschool/farm-school-grant-program
Description: Provides funding to groups that initiate or implement farm to school programs.
Amount: Varies
Matching requirement: 25% match
Special requirements: Schools eligible for planning & implementation grants. Producers, producer networks, and agencies eligible for support service & training grants.
Application period: Closed for 2017 funding period
Contact: USDA Farm to School Grant Program at farmtoschool@fns.usda.gov

Local Food Promotion Program Implementation Grants
Agency: USDA AMS
Type: Grant
Source: Federal
Website: https://www.ams.usda.gov/services/grants/lfpp
Description: Helps to fund the establishment or expansion of a "local or regional food business enterprise."
Amount: $100,000 - $500,000
Matching requirement: 25% match
Special requirements: Eligible entities may apply if they support local and regional food business enterprises that process, distribute, aggregate, or store locally or regionally produced food products.
Application period: Closed for 2017
Contact: USDA, Agricultural Marketing Service at 202-720-2731 or any of the following grant writing specialist: Kim Harmon at Kim.Harmon@ams.usda.gov, Velma Lakins at Velma.Lakins@ams.usda.gov, Zoemi Santiago at Zoemi.Santiago@ams.usda.gov.

Local Food Promotion Program Planning Grants
Agency: USDA AMS
Type: Grant
Source: Federal
Website: https://www.ams.usda.gov/services/grants/lfpp
Description: Helps fund the planning stages of a "local or regional food business enterprise"
Amount: $25,000 - $100,000
Matching requirement: 25% match
Special requirements: Eligible entities may apply if they support local and regional food business enterprises that process, distribute, aggregate, or store locally or regionally produced food products.
Application period: Closed for 2017
Contact: USDA, Agricultural Marketing Service at 202-720-2731 or any of the following grant specialists: Kim Harmon at Kim.Harmon@ams.usda.gov,Velma Lakins at Velma.Lakins@ams.usda.gov, Zoemi Santiago at Zoemi.Santiago@ams.usda.gov.

Organic Certification Cost Share Programs
Agency: USDA AMS
Type: Grant
Source: Federal
Website: https://www.ams.usda.gov/services/grants/occsp
Description: Helps fund part of the cost of organic certification
Amount: Up to 75% of certification cost, not to exceed $750
Matching requirement: 25% match
Special requirements:
Application period: Opens March 2017 
Contact: Rita Meade, OCCSP Coordinator at 202-260-8636 or Rita.Meade@ams.usda.gov

Rural Energy for America Program Renewable Energy Systems & Energy Efficiency Improvement Loans & Grants
Agency: USDA Rural Development
Type: Grant
Source: Federal
Website: http://www.rd.usda.gov/programs-services/rural-energy-america-program-renewable-energy-systems-energy-efficiency
Description: The Rural Energy for America Program "provides guaranteed loan financing and grant funding to agricultural producers and rural small businesses for renewable energy systems or to make energy efficiency improvements."
Amount: Up to $20,000
Matching requirement:
Special requirements: 50% of gross income must come from the agricultural operation.
Application period: Open
Contact: Scott Collins, Acting State Director for USDA Rural Development at 315-477-6400

Small Business Innovation Research Program (SBIR)
Agency: USDA NIFA
Type: Grant
Source: Federal
Website: https://nifa.usda.gov/program/small-business-innovation-research-program-sbir
Description: Awards grants to small businesses to partake in research which could be of benefit to the public. American-owned, independently operated, for-profit businesses with 500 employees or fewer. Looking for "innovative ideas and technology, resulting in more jobs and long-term commercial value"
Amount: Phase I: up to $100,000
Matching requirement:
Special requirements:
Application period: Opens June 2017
Contact: Scott Dockum, USDA Small Business Innovation Research (SBIR) Program Coordinator 202-720-6346 at sdockum@ny.usda.gov

Value Added Producer Grants
Agency: USDA Rural Development
Type: Grant
Source: Federal
Website: https://www.rd.usda.gov/programs-services/value-added-producer-grants
Description: "The VAPG program helps agricultural producers enter into value-added activities related to the processing and/or marketing of bio-based, value-added products. Generating new products, creating and expanding marketing opportunities, and increasing producer income are the goals of this program. You may receive priority if you are a beginning farmer or rancher, a socially-disadvantaged farmer or rancher, a small or medium-sized farm or ranch structured as a family farm, a farmer or rancher cooperative, or are proposing a mid-tier value chain. Grants are awarded through a national competition. Each fiscal year, applications are requested through a notice published in the Federal Register and through an announcement posted on Grants.gov."
Amount: Up to $75,000 for planning grants and $250,000 for working grants.
Matching requirement: %50 of total project cost
Special requirements:
Application period: Open
Contact: Scott Collins, Acting State Director at 315-477-6400

Climate Resilient Farming Grants
Agency: New York State Department of Agriculture and Markets
Type: Grant
Source: New York State
Website: http://www.agriculture.ny.gov/rfps/CRF_R2/RFP.pdf
Description: Provides funding to farmers for projects the mitigate the impact of agriculture on climate change
Amount:
Matching requirement:
Special requirements: Farms MUST apply by contacting the county Soil and Water Conservation District (SWCD). Only SWCDs are directly eligible.
Application period: Closed
Contact: Tioga County Soil and Water at 607-687-3553 or Chemung County Soil and Water at 607-739-2009

New Farmers Grant Fund
Agency: Empire State Development
Type: Grant
Source: New York State
Website: http://empire.state.ny.us/BusinessPrograms/NewFarmersGrantFund.html
Description: The New York State New Farmers Grant Fund was created to provide assistance to beginning farmers who have chosen farming as a career and who materially and substantially participate in the production of an agricultural product on their farm. New York State has allocated $1 million in the 2016-17 state budget for the New Farmers Grant Fund to provide grants for up to $50,000 to pay for 50% of eligible project costs. Eligible projects include, but are not limited to, the purchase of machinery and equipment, supplies, or construction or improvement of physical structures used exclusively for agricultural purposes. All owners of the farm operation must be in the first ten years of having an ownership interest in any farm operation, and the farm operation must have a minimum of $10,000 in sales of products grown or raised on the farm. There is no longer a requirement that a farm be 150 acres or less (new for this year).
Amount: up to $50,000
Matching requirement: 50% match
Special requirements: Within first 10 years of ownership; at least $10,000 gross sales
Application period: Open
Contact: Bonnie Devine at nyfarmfund@esd.ny.gov

New York State Good Agricultural Practices Certification Assistance Program
Agency: New York State Department of Agriculture and Markets
Type: Grant
Source: New York State
Website: http://www.agriculture.ny.gov/rfps/GAP/GAP-Application.pdf
Description: Reimburses fees for certification of good agricultural practice (GAP, GHP) that are needed by producers to sell to certain wholesale buyers.
Amount: up to $1000
Matching requirement:
Special requirements: GAP/GHP audit and water testing costs only
Application period: Closed
Contact: NYS Department of Ag and Markets: Division of Food Saftey & Inspection (Farm Product Unit), GAP & GHP Certification Assistance Program at 518-457-2090 or nysgapinfo@agriculture.ny.gov

Organic Certification Reimbursement
Agency: New York State Department of Agriculture and Markets
Type: Grant
Source: New York State
Website: http://www.agriculture.ny.gov/AP/Organic/reimbursement.html
Description: Organic producers and processors are eligible for a reimbursement of 75% of annual certification costs.
Amount: up to $750
Matching requirement: 25% match
Special requirements: Organic certification costs only
Application period: Open
Contact: Anne St. Cyr, NYS Department of Ag and Markets, Organic Reimbursement Program at 518-485-9974 or anne.st.cyr@agriculture.ny.gov

Specialty Crop Block Grant Program
Agency: New York State Department of Agriculture and Markets
Type: Grant
Source: New York State
Website: http://www.agriculture.ny.gov/AP/slide/SpecialtyCrop.html
Description: Provides funding to farms who produce specialty crops which are interested in value added products, food hubs, food safety training, and farm to school programs.
Amount:
Matching requirement:
Special requirements:
Application period: Closed  
Contact: Mark MacMullen at 518-457-4383 or mark.mcmullen@agriculture.ny.gov

Farm Viability Grants
Agency: New York Farm Viability Institute
Type: Grant
Source: Nonprofit
Website: http://www.nyfvi.org/default.aspx?PageID=2261
Description: Provides grants for agricultural research which "creates and shares knowledge that results in farm level impacts." FVI proposals will be judged based on the project's potential to help NYFVI achieve its mission to help NY farms become more economically viable. We are most interested in projects that will create knowledge that will quickly and directly benefit farmers through work in one of the five portfolio priority areas.
Amount: Up to $150,000
Matching requirement: None
Special requirements: Farmer groups, researchers, educators, organizations, agencies and businesses
Application period: Open
Contact: New Farm Viability Institute at 315-453-3823 or info@nyfvi.org

Farmer Grants 
Agency: Northeast SARE
Type: Grant
Source: Nonprofit
Website: http://www.nesare.org/Grants/Get-a-Grant/Farmer-Grant
Description: Provides funding to "commercial producers who have an innovative idea they want to test using a field trial, on-farm demonstration, marketing initiative, or other technique."
Amount: 
Matching requirement:
Special requirements: Producers must have a technical advisor that is an extension agent, crop adviser, or another professional. 
Application period: Open until December 5, 2017
Contact: Carol Delaney at 802-229-2096 (Mon, Fri), 802-656-0697 (Tues, Wed, Thurs), or Carol.Delaney@uvm.edu.

Farmer Veteran Fellowship Fund
Agency: Farmer Veteran Coalition
Type: Grant
Source: Nonforprofit
Website: http://www.farmvetco.org/about-us/our-programs/farming-fellowship/
Description: This fund is for veterans who are getting started in farming or ranching. The monies of this fund are not given directly to the farmers, but instead to third parties for the purchase of items essential for getting started in farming and ranching such as equipment.
Amount:
Matching requirement:
Special requirements: 1) Applicants must have served or are currently serving in the U.S. Armed Forces, 2) for veterans, applicant must have had a honorable discharge, 3) for active service members, must have letter of command support, 4) all applicants must have must have a farm plan, 5) all applicants must be willing to participate fully in the fellowship program activities such as reporting progress, mentoring other aspiring veteran farmers, and representing the Farmer Veteran Coalition at events, 5) all applicants must have a desire to make a positive impact on the veteran community involved in farming.
Application period: Closed for 2017
Contact: Farmer Veteran Coalition at 530-756-1395

Fund a Farmer Grants
Agency: Food Animal Concerns Trust (FACT)
Type: Grant
Source: Nonprofit
Website: https://foodanimalconcernstrust.org/grants/
Description: Funds grants for raising animals humanely. Two types of projects are eligible, (1) Animal Welfare Certification Projects; (2) Pasture Improvement Projects.
Amount: up to $2,500
Matching requirement: none
Special requirements: Farms must be animal welfare-oriented.
Application period: Open until December 4, 2017
Contact: Lisa Isenhart, FACT’s Humane Farming Program Manager at 773-525-4952 or  grants@foodanimalconcerns.org

Organic Farming Research Foundation Grants
Agency: Organic Farming Research Foundation
Type: Grant
Source: Nonprofit
Website: http://ofrf.org/Fall-2016-Request-for-Proposals
Description: OFRF offers funding for research on organic farming and food systems and the dissemination of these research results to organic farmers and the greater agricultural and research communities. Proposals must involve farmers or ranchers in project design and implementation and must take place on certified organic land, ideally on working organic farms or ranches.
Amount: Up to $15,000
Matching requirement:
Special requirements:
Application period: Closed until fall 2017
Contact: Organic Farming Research Foundation at 831-426-6606 or  info@ofrf.org

Partnership Grants
Agency: Sustainable Agriculture Research & Education (SARE)
Type: Grant
Source: Nonprofit
Website: http://www.nesare.org/Grants/Get-a-Grant
Description: "Partnership Grants are reserved for agricultural service providers--extension staff, nonprofits, consultants, state departments of agriculture, and others working in the agricultural community--who want to conduct on-farm demonstrations, research, marketing, and other projects with farmers as active cooperators."
Amount: Up to $15,000
Matching requirement:
Special requirements:
Application period: Closed
Contact: Carol Delaney, Farmer Grant specialist at 802-656-0697 or  carol.delaney@uvm.edu


LOANS:

Beginning Farmers and Ranchers Loans
Agency: USDA FSA
Type: Loan
Source: Federal
Website: http://www.fsa.usda.gov/programs-and-services/farm-loan-programs/beginning-farmers-and-ranchers-loans/index
Description: The Farm Service Agency Loans for Beginner Farmers and Ranchers are aimed to help those who have not been operating for less than 10 years and owns an operation that is 30% of the typical size in America. The "Farm Ownership loans can provide access to land and capital. Operating loans can assist beginning farmers in become prosperous and competitive by helping to pay normal operating or family living expenses; open doors to new markets and marketing opportunities; assist with diversifying operations; and so much more. Through the Microloan programs, beginning farmers and ranchers have an important source of financial assistance during the start-up years."
Amount: Ownership and operating loans: $300,000; Microloans: $50,000
Matching requirement:
Special requirements: Depends on type of loan. You will need to refer to the website or speak with your local FSA representative. The ownership loans should not exceed 45% of the purchase price or appraisal value of the ranch or farm.
Application period: Ongoing
Contact: Tioga County Farm Service Agency at 607-565-2514

Disaster Loans
Agency: USDA Small Business Administration
Type: Loan
Source: Federal
Website: https://www.sba.gov/loans-grants/see-what-sba-offers/sba-loan-programs/disaster-loans
Description: SBA Disaster Loan program is open to businesses, homeowners, nonprofit organizations, and renters for the use towards things like repair and replacement of things such as business assets, equipment, inventory, machinery, personal property, and real estate in a declared disaster event.
Amount: Up to $2 million
Matching requirement:
Special requirements: Must be in regards to a declared disaster.
Application period: Ongoing
Contact: US Small Business Administration, Answer Desk PH: 800-827-5722, Disaster Loans PH: 800-659-2955, or answerdesk@sba.gov

Emergency Farm Loans
Agency: USDA FSA
Type: Loan
Source: Federal
Website: http://www.fsa.usda.gov/programs-and-services/farm-loan-programs/emergency-farm-loans/index
Description: "The Emergency loan program is triggered when a natural disaster is designated by the Secretary of Agriculture or a natural disaster or emergency is declared by the President under the Stafford Act. These loans help producers who suffer qualifying farm related losses directly caused by the disaster in a county declared or designated as a primary disaster or quarantine area. Also, farmers located in counties that are contiguous to the declared, designated, or quarantined area may qualify for Emergency loans.
For production losses, a 30% reduction in a primary crop in a designated or contiguous county is required. Losses to quality, such as receiving a 30% reduced price for flood damaged crops, may be eligible for assistance, too."
Amount: Up to $500,000 but depends on actual production or physical loss.
Matching requirement:
Special requirements: Declaration of a natural disaster or emergency such as in the case after a tornado, flood, drought, or quarantine. Must be repaid within 12 months.
Application period: After a declaration of a natural disaster or emergency.
Contact: Tioga County Farm Service Agency at 607-565-2514

Farm Operating Loans
Agency: USDA FSA
Type: Loan
Source: Federal
Website: http://www.fsa.usda.gov/programs-and-services/farm-loan-programs/farm-operating-loans/index
Description: "FSA’s Direct Farm Operating loans are a valuable resource to start, maintain and strengthen a farm or ranch. For new agricultural producers, FSA direct farm operating loans provide an essential gateway into agricultural production by financing the cost of operating a farm. All FSA direct loans are financed and serviced by the Agency through local Farm Loan Officers and Farm Loan Managers. The funding comes from Congressional appropriations as part of the USDA budget."
Amount: $300,000
Matching requirement:
Special requirements:
Application period: Ongoing
Contact: Tioga County Farm Service Agency at 607-565-2514

Farm Ownership Loans
Agency: USDA FSA
Type: Loan
Source: Federal
Website: http://www.fsa.usda.gov/programs-and-services/farm-loan-programs/farm-ownership-loans/index
Description: The Farm Service Agency Loans "help farmers and ranchers become owner-operators of family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations." No previous ownership of farm or ranch is required.
Amount: Up to $300, 000
Matching requirement:
Special requirements: Loan will not exceed 45% of the farm or ranch purchase price or appraisal value. Also, financing from FSA and other sources must not exceed 95% of the purchase price.
Application period : Ongoing
Contact: Tioga County Farm Service Agency at 607-565-2514

Farm Storage Facility Loan Program (FSFL)
Agency: USDA FSA
Type: Loan
Source: Federal
Website: https://www.fsa.usda.gov/programs-and-services/price-support/facility-loans/farm-storage/index
Description: The FSA Farm Storage and Facility loans are geared towards producers looking to build or upgrade any facilities that would be used for storage of commodities as well as portable units and trucks used in the handling of the commodities in storage.
Amount: Up to $100,000
Matching requirement:
Special requirements:
Application period: Ongoing
Contact: Tioga County Farm Service Agency at 607-565-2514

Microloan Program
Agency: USDA Small Business Administration
Type: Loan
Source: Federal
Website: https://www.sba.gov/loans-grants/see-what-sba-offers/sba-loan-programs/microloan-program
Description: The SBA Microloan program provides loans to help small businesses cover start-up and expansion fees. These loans can be used as working capital and for things like equipment, fixtures, inventory, and supplies.
Amount: up to $50,000
Matching requirement:
Special requirements:
Application period: Ongoing
Contact: US Small Business Administration, Answer Desk PH: 800-827-5722 or answerdesk@sba.gov

Microloans Program
Agency: USDA FSA
Type: Loan
Source: Federal
Website: http://www.fsa.usda.gov/programs-and-services/farm-loan-programs/microloans/index
Description: The USDA FSA Microloan program is aimed at helping new, nontraditional, and small farms with participating in direct and wholesale marketing. In terms of the Direct Farm Ownership microloans can help with down payments on a farm, improving farm facilities, and SWCD projects. Direct Farm Operating microloans can be used towards the cost of things like beekeeping equipment, fencing, fertilizer, GAP certification, irrigation, land rent, livestock, maple syrup equipment, milking equipment, organic certification, OSHA compliance, and seeds.
Amount: Up to $50,000
Matching requirement:
Special requirements: 1) Must have no criminal record, 2) must have ability to obtain legal counsel, 3) have a good credit record, 4) be a US citizen, 5) have no forgiveness of previous debt, 6) owe no taxes to the IRS, or 7) have a previous violation to any FSA crop insurance.
Application period: Ongoing
Contact: Tioga County Farm Service Agency at 607-565-2514

Rural Energy for America Program Renewable Energy Systems & Energy Efficiency Improvement Loans & Grants
Agency: USDA Rural Development
Type: Loan
Source: Federal
Website: http://www.rd.usda.gov/programs-services/rural-energy-america-program-renewable-energy-systems-energy-efficiency
Description: The Rural Energy for America program provides loans and grants to help agricultural producers and small businesses of rural areas invest to purchase and install renewable energy systems and/or improve their energy efficiency.
Amount: Loans: greater than $5,000. Grants up to $500, 000.
Matching requirement: Loans: at least 25% of total cost. Grants: 75% of total project costs. Loan and Grant Combined: at least 25% of total project costs.
Special requirements: 1) Agricultural producers must have at least 50% of gross income coming from their agricultural operation. 2) Small business must be in one of the define eligible regions. 3) Applicants must not owe any money to the federal government.
Application period: Open 
Contact: Scott Collins, Acting State Director at 315-477-6400

Small Business Loans
Agency: USDA Small Business Administration
Type: Loan
Source: Federal
Website: https://www.sba.gov/loans-grants/see-what-sba-offers/sba-loan-programs/general-small-business-loans-7a
Description: Primarily, SBA is a guarantor of loans made by private and other institutions. These loans are geared towards helping businesses out and are determine on things such as ownership, place of operation, and practices.
Amount: up to $5 million.
Matching requirement:
Special requirements: 1) Must be for profit, 2) be a small business as defined by SBA, 3) do business in the USA, 4) have invested equity, 5) have a demonstrated need for a loan, 6) must the funds solely for the business, and 7) don't owe any money to the US government.
Application period: Ongoing
Contact: US Small Business Administration, Answer Desk PH: 800-827-5722 or answerdesk@sba.gov

Youth Loans
Agency: USDA FSA
Type: Loan
Source: Federal
Website: http://www.fsa.usda.gov/programs-and-services/farm-loan-programs/youth-loans/index
Description: The FSA Youth Loans are directed towards youth who are involved in 4-H, FFA, and other agricultural youth groups. These loans provides funds which allow youth to start and operate projects aimed at producing income. All projects require an adult adviser with appropriate experience to oversee the youth projects and give help whenever needed.
Amount: Up to $5,000
Matching requirement:
Special requirements: 1) An adult adviser with appropriate experience to oversee the project, 2) involvement in 4-H, FFA, or another agricultural youth group, 3) Parental consent for the loan closing, 4) project must contain an agricultural and educational component, 5) project must make enough to repay loan an interest.
Application period: Ongoing
Contact: Tioga County Farm Service Agency at 607-565-2514

FarmStart
Agency: Farm Credit East
Type: Loan
Source: Private
Website: https://www.farmcrediteast.com/products-and-services/new-farmer-programs/FarmStart
Description: This program makes working capital investments of up to $75,000 to northeast agricultural ventures showing promise of success. The innovative program targets startup farmers and ag businesses with limited financial resources and who are not generally eligible for conventional lending programs.
Amount: Up to $75,000
Matching requirement:
Special requirements:
Application period: Ongoing
Contact: FarmStart@FarmCreditEast.com

Agricultural Banking & Lending
Agency: NBT Banks
Type: Loans
Source: Private
Website: https://www.nbtbank.com/Business/Products-and-Services/Agricultural-Banking/Lending
Description: NBT Banks have various financial services available such as loans available to those in the agricultural community.
Amount:
Matching requirement:
Special requirements:
Application period: Ongoing
Contact: Newark Valley Branch at 607-642-3550 or Endicott Branch at 607-785-5113

Agriculture Business Loans
Agency: M&T Bank
Type: Loans
Source: Private
Website: https://www.mtb.com/business/business-banking/industry-solutions/agriculture-businesses
Description: M&T offers a full suite of agriculture bank accounts and specialized lending solutions, including farm real estate loans, farm equipment loans, working capital lines of credit and more.
Amount:
Matching requirement:
Special requirements:
Application period: Ongoing
Contact: Owego Branch at 607-687-3434, Sayre Branch at 570-888-2284, or Horseheads Branch 607-739-0363

Agricultural Lending Program
Agency: Community Bank
Type: Loans
Source: Private
Website: https://www.communitybankna.com/
Description:Community Bank has loans and financial services for various business ventures.
Amount:
Matching requirement:
Special requirements:
Application period: Ongoing
Contact: Elmira Branch at 607-733-5533, Big Flats / Horseheads Branch at 607-796-6910, Nichols Branch at 607-699-7424, or Owego Branch 607-687-8125

Agriculture Loans
Agency: Bank of the Finger Lakes
Type: Loans
Source: Private
Website: http://www.bankofthefingerlakes.com/loans/agriculture-loans 
Description: The Bank of the Finger Lakes has an array of loans and financial services geared towards to the agriculture sector.
Amount:
Matching requirement:
Special requirements:
Application period: Ongoing
Contact: 315-789-1500 or https://www.bankofthefingerlakes.com/about-us/contact-us.html

Business and Agricultural Loans
Agency: First Citizens Bank
Type: Loan
Source: Private, Local
Website: https://www.firstcitizensbank.com/agriculture-banking/message-from-the-president.html
Description: First Citizens Bank offers an array of loans for businesses and farms. These loans can be used to cover the cost of a variety of things such as purchasing property, livestock, equipment, and many other things.
Amount:
Matching requirement:
Special requirements: Farm or Business Plan
Application period: Ongoing
Contact: Tim Hickey, First Citizen Bank at 570-888-4395 or thickey@firstcitizensbank.com

Loans for Agriculture, Commercial Fishing, and Forest Products
Agency: Farm Credit East
Type: Loan
Source: Private
Website: www.farmcredit.com
Description: Farm Credit is a network of independently owned and operated credit and financial institutions that serve farmers, ranchers, agribusinesses of every size and income range across the country as well as those that desire country living. They are focused expressly on agriculture and are committed to helping you achieve your unique financial goals.
Amount:
Matching requirement:
Special requirements:
Application period: Ongoing
Contact: Farm Credit of Western New York at 585-815-1900


Other:

Fund a Farmer Scholarships
Agency: Food Animal Concerns Trust (FACT)
Type: Other
Source: Nonforprofit
Website: https://foodanimalconcernstrust.org/scholarships/
Description: Provides scholarships for producers to attend sustainable agriculture and human livestock raising conferences.
Amount: Up to $400.
Matching requirement:
Special requirements: Funds can only be used towards events geared towards sustainable and humane farming practices.
Application period: Ongoing
Contact: Lisa Isenhart, FACT’s Humane Farming Program Manager at 773-525-4952 or  grants@foodanimalconcerns.org

Whole-Farm Revenue Protection Pilot Program (WFRP)
Agency: USDA Risk Management
Type: Other
Source: Federal
Website: http://www.rma.usda.gov/policies/wfrp.html
Description: The Whole Farm Revenue Protection program is an insurance policy which allows producers to protect all commodities produced by the operation together. Normally, producers have to take out crop insurance policies on each of their crops. however, this program allows them to group them all together on policy.
Amount:
Matching requirement:
Special requirements: Any farm under $8.5 millions dollars in revenue.
Application period: Depends on your county ag region. Check with your local office.
Contact: RMA Administrator at 202-720-0723 or rma.media.requests@rma.usda.gov

Note: We made every effort to be comprehensive, but just case, here are some other grant and loan directories to check out.

Cornell Small Farms Funding Resources
http://smallfarms.cornell.edu/resources/funding/

Farm Bill Programs and Grants - Overview
http://sustainableagriculture.net/publications/grassrootsguide/farm-bill-programs-and-grants/

Grants and Incentives for Northeast Agricultural Producers
https://www.farmcrediteast.com/-/media/farm-credit-east/knowledge-exchange/Reports/2016/available-grants_final.ashx?la=en

Contact

Shona Ort
Agricultural Resource Educator
sbo6@cornell.edu
(607) 734-4453 ext 227

Last updated October 27, 2017